Iti Liquid Fund Datagrid
Category Liquid Fund
BMSMONEY Rank 29
Rating
Growth Option 31-07-2026
NAV ₹1449.31(R) +0.02% ₹1463.8(D) +0.02%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 6.01% 6.59% 5.89% 5.2% -%
Direct 6.15% 6.75% 6.05% 5.35% -%
Benchmark
SIP (XIRR) Regular 6.18% 6.42% 6.36% 5.86% -%
Direct 6.31% 6.57% 6.52% 6.01% -%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
4.19 4.2 0.66 0.61% 0.24
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
0.18% 0.0% 0.0% 0.04 0.14%
Fund AUM As on: 30/12/2025 59 Cr
Top Liquid Fund
Fund Name Rank Rating
Bank of India Liquid Fund 1
Axis Liquid Fund 2
DSP Liquidity Fund 3
Invesco India Liquid Fund 4
Union Liquid Fund 5
Edelweiss Liquid Fund 6
Groww Liquid Fund 7

NAV Date: 31-07-2026

Scheme Name NAV Rupee Change Percent Change
ITI Liquid Fund - Regular Plan - Monthly IDCW Option 1000.77
0.0000
0.0000%
ITI Liquid Fund - Direct Plan - Daily IDCW Option 1000.99
-0.0200
0.0000%
ITI Liquid Fund - Regular Plan - Daily IDCW Option 1001.0
0.0000
0.0000%
ITI Liquid Fund - Regular Plan - Weekly IDCW Option 1001.59
0.2400
0.0200%
ITI Liquid Fund - Direct Plan - Weekly IDCW Option 1001.6
0.2400
0.0200%
ITI Liquid Fund - Direct Plan - Monthly IDCW Option 1001.84
0.2400
0.0200%
ITI Liquid Fund - Direct Plan - Fortnightly IDCW Option 1001.84
0.2400
0.0200%
ITI Liquid Fund - Regular Plan - Growth Option 1449.31
0.3400
0.0200%
ITI Liquid Fund - Regular Plan - Annually IDCW Option 1458.87
0.3700
0.0300%
ITI Liquid Fund - Direct Plan - Growth Option 1463.8
0.3500
0.0200%
ITI Liquid Fund - Direct Plan - Annually IDCW Option 1465.74
0.3500
0.0200%

Review Date: 31-07-2026

Beginning of Analysis

In the Liquid Fund category, ITI Liquid Fund is the 25th ranked fund. The category has total 33 funds. The 2 star rating shows a poor past performance of the ITI Liquid Fund in Liquid Fund. The fund has a Jensen Alpha of 0.61% which is higher than the category average of -0.4%. Here the fund has shown poor performance in terms of risk adjusted returns. The fund has a Sharpe Ratio of 4.19 which is lower than the category average of 4.27.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Liquid Mutual Funds are a category of debt mutual funds that invest in short-term money market instruments with a maturity of up to 91 days. These funds are designed to provide high liquidity and stability, making them ideal for parking surplus funds for a very short duration. Liquid Funds typically invest in instruments such as Treasury Bills (T-Bills), Commercial Papers (CPs), Certificates of Deposit (CDs), and short-term government securities.. Liquid Mutual Funds are ideal for investors seeking a safe, liquid, and low-risk investment option for short-term cash management. These funds invest in high-quality, short-term money market instruments with a maturity of up to 91 days, offering quick redemption (within 1 business day) and stable returns. While they provide better returns than savings accounts, they may underperform compared to other debt funds with longer maturities. Investors should consider their liquidity needs, risk tolerance, and investment horizon before investing in Liquid Funds. Additionally, the absence of a lock-in period makes them a flexible choice for managing short-term financial goals.

ITI Liquid Fund Return Analysis

  • The fund has given a return of 0.5%, 1.56 and 3.15 in last one, three and six months respectively. In the same period the category average return was 0.51%, -0.54% and 1.06% respectively.
  • ITI Liquid Fund has given a return of 6.15% in last one year. In the same period the Liquid Fund category average return was 3.86%.
  • The fund has given a return of 6.75% in last three years and ranked 30.0th out of thirty six funds in the category. In the same period the Liquid Fund category average return was 5.32%.
  • The fund has given a return of 6.05% in last five years and ranked 29th out of thirty five funds in the category. In the same period the Liquid Fund category average return was 5.09%.
  • The fund has given a SIP return of 6.31% in last one year whereas category average SIP return is 3.69%. The fund one year return rank in the category is 31st in 37 funds
  • The fund has SIP return of 6.57% in last three years and ranks 29th in 34 funds. Aditya Birla Sun Life Liquid Fund has given the highest SIP return (6.86%) in the category in last three years.
  • The fund has SIP return of 6.52% in last five years whereas category average SIP return is 4.19%.

ITI Liquid Fund Risk Analysis

  • The fund has a standard deviation of 0.18 and semi deviation of 0.14. The category average standard deviation is 1.75 and semi deviation is 1.65.
  • The fund has a beta of 0.04 which shows that fund is less volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Liquid Fund Category
  • Good Performance in Liquid Fund Category
  • Poor Performance in Liquid Fund Category
  • Very Poor Performance in Liquid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.50
    0.50
    		0.46 | 0.52 29 | 41 Average
    3M Return % 1.54
    -0.63
    		-89.84 | 1.67 32 | 41 Average
    6M Return % 3.10
    0.94
    		-89.67 | 3.35 32 | 41 Average
    1Y Return % 6.01
    3.66
    		-89.37 | 6.37 30 | 38 Average
    3Y Return % 6.59
    5.18
    		-50.39 | 6.95 29 | 36 Poor
    5Y Return % 5.89
    4.96
    		-33.00 | 6.24 29 | 35 Poor
    7Y Return % 5.20
    4.63
    		-23.99 | 5.68 30 | 34 Poor
    1Y SIP Return % 6.18
    3.48
    		-98.96 | 6.65 29 | 36 Poor
    3Y SIP Return % 6.42
    3.76
    		-89.33 | 6.76 28 | 34 Poor
    5Y SIP Return % 6.36
    4.06
    		-75.70 | 6.72 27 | 33 Average
    7Y SIP Return % 5.86
    3.89
    		-63.66 | 6.23 28 | 32 Poor
    Standard Deviation 0.18
    1.75
    		0.18 | 52.24 1 | 34 Very Good
    Semi Deviation 0.14
    1.65
    		0.14 | 50.79 2 | 34 Very Good
    Max Drawdown % 0.00
    -2.65
    		-89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00
    2.65
    		0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.19
    4.27
    		-1.03 | 5.25 26 | 34 Average
    Sterling Ratio 0.66
    0.65
    		-0.50 | 0.70 29 | 34 Poor
    Sortino Ratio 4.20
    6.67
    		-0.16 | 10.85 29 | 34 Poor
    Jensen Alpha % 0.61
    -0.40
    		-38.83 | 0.92 29 | 34 Poor
    Treynor Ratio 0.24
    0.26
    		0.10 | 1.83 10 | 34 Good
    Modigliani Square Measure % 2.97
    3.03
    		-0.73 | 3.72 26 | 34 Average
    Alpha % -0.99
    -2.80
    		-69.11 | -0.63 29 | 34 Poor
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % 0.50 0.51 0.46 | 0.53 34 | 42 Poor
    3M Return % 1.56 -0.54 -89.83 | 1.72 35 | 42 Poor
    6M Return % 3.15 1.06 -89.66 | 3.40 34 | 42 Poor
    1Y Return % 6.15 3.86 -89.36 | 6.48 32 | 39 Poor
    3Y Return % 6.75 5.32 -50.34 | 7.03 30 | 36 Poor
    5Y Return % 6.05 5.09 -32.94 | 6.33 29 | 35 Poor
    7Y Return % 5.35 4.76 -23.92 | 5.98 30 | 34 Poor
    1Y SIP Return % 6.31 3.69 -98.96 | 6.75 31 | 37 Poor
    3Y SIP Return % 6.57 3.90 -89.30 | 6.86 29 | 34 Poor
    5Y SIP Return % 6.52 4.19 -75.62 | 6.81 28 | 33 Poor
    7Y SIP Return % 6.01 4.03 -63.55 | 6.32 27 | 32 Poor
    Standard Deviation 0.18 1.75 0.18 | 52.24 1 | 34 Very Good
    Semi Deviation 0.14 1.65 0.14 | 50.79 2 | 34 Very Good
    Max Drawdown % 0.00 -2.65 -89.93 | 0.00 33 | 34 Poor
    Average Drawdown % 0.00 2.65 0.00 | 89.93 34 | 34 Poor
    Sharpe Ratio 4.19 4.27 -1.03 | 5.25 26 | 34 Average
    Sterling Ratio 0.66 0.65 -0.50 | 0.70 29 | 34 Poor
    Sortino Ratio 4.20 6.67 -0.16 | 10.85 29 | 34 Poor
    Jensen Alpha % 0.61 -0.40 -38.83 | 0.92 29 | 34 Poor
    Treynor Ratio 0.24 0.26 0.10 | 1.83 10 | 34 Good
    Modigliani Square Measure % 2.97 3.03 -0.73 | 3.72 26 | 34 Average
    Alpha % -0.99 -2.80 -69.11 | -0.63 29 | 34 Poor
    Return data last Updated On : July 31, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : June 30, 2026
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Iti Liquid Fund NAV Regular Growth Iti Liquid Fund NAV Direct Growth
    31-07-2026 1449.3125 1463.8015
    30-07-2026 1448.9699 1463.4522
    29-07-2026 1448.7178 1463.1945
    28-07-2026 1448.4515 1462.9223
    27-07-2026 1448.2903 1462.7563
    24-07-2026 1447.6455 1462.0955
    23-07-2026 1447.3145 1461.7581
    22-07-2026 1447.0064 1461.4438
    21-07-2026 1446.9161 1461.3494
    20-07-2026 1446.6666 1461.0942
    17-07-2026 1446.0696 1460.4818
    16-07-2026 1445.6502 1460.0551
    15-07-2026 1445.3755 1459.7745
    14-07-2026 1445.2062 1459.6003
    13-07-2026 1445.2392 1459.6305
    10-07-2026 1444.5504 1458.9253
    09-07-2026 1444.104 1458.4714
    08-07-2026 1443.7307 1458.0911
    07-07-2026 1443.6181 1457.9743
    06-07-2026 1443.6708 1458.0243
    03-07-2026 1443.3301 1457.6707
    02-07-2026 1443.0958 1457.431
    01-07-2026 1442.7657 1457.0945
    30-06-2026 1442.1596 1456.4792

    Fund Launch Date: 24/Apr/2019
    Fund Category: Liquid Fund
    Investment Objective: The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objective of the scheme will be realised.
    Fund Description: An open-ended liquid Scheme
    Fund Benchmark: CRISIL Liquid Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.